Expert opinion that stands up when a claim is challenged.
Instruct vetted, independent experts directly, across injury, engineering, fire, subsidence and every discipline your book touches. You pay the expert's agreed fee, with no platform charge on top.
- Any discipline
- No platform fee
- Pay on completion
Human-reviewed panel. Every candidate explained before you instruct.
Why insurers use ExQlo
Independence you can evidence
Every expert has passed structured human review before joining the panel, and every match comes with a 0–100 suitability score and a plain-English reason. When a claimant's solicitor questions your expert, you can show exactly why they were selected.
Breadth for an unpredictable book
Injury one week, escape of water the next, a fire origin dispute after that. One panel covers medical, engineering, surveying, accountancy and beyond, so you're not maintaining a dozen supplier relationships for a dozen classes of claim.
Costs your reserving team can trust
The fee agreed is the fee invoiced. No markup, no platform charge, no surprise on the file. One clean number from instruction to settlement.
Where we help
- 01Causation and prognosis opinion on injury claims.
- 02Engineering and building pathology: subsidence, escape of water, structural failure.
- 03Fire and fraud-adjacent investigation disciplines.
- 04Quantum support: care needs, loss of earnings, forensic accountancy.
- 05Rehabilitation and occupational assessments.
- 06Independent review where an existing report doesn't hold together.
How it works
- 1
Send us the claim context
Discipline, what's in dispute, location, urgency. Anonymise as your process requires; there's no fee to enquire.
- 2
Review a scored shortlist
Our engine scores every approved expert against your brief. A person reviews, confirms availability, and releases candidates, each with the reason they fit.
- 3
Instruct in one click
A private, encrypted Case Room opens: direct messaging, progress in view, the running fee visible throughout.
- 4
One invoice on completion
You confirm the work, you receive one invoice for the agreed fee. Card, BACS Direct Debit or bank transfer, due in 14 days.
You pay the expert's agreed fee and nothing else. ExQlo's commission comes from the expert's side, never yours, so your claims files carry one clean number. No subscription, no volume commitment, no charge to enquire.
Frequently asked questions
Yes. There's no volume commitment and no subscription. Use ExQlo for overflow, for niche disciplines your panel doesn't cover, or case by case.
Also in insurance & claims
Related audiences
Put a vetted expert on the claim.
No platform fee. Human-reviewed candidates. Private, encrypted Case Room.